Urgency and secrecy
The caller says you are the only person who can help, demands immediate action, or tells you not to check with anyone else.
Free first check
Spot pressure, money, identity, and access signals in a redacted example.
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Turn one redacted situation into a one-page decision brief, official routes, and 15-minute / 24-hour actions.
Clear boundary
No guaranteed verdict or recovery promise. Scope and timing come before payment.
A cloned voice, realistic video, or familiar profile can make a false request feel urgent and personal. Check the request through an independent channel before you pay, share a code, or reveal information.
The caller says you are the only person who can help, demands immediate action, or tells you not to check with anyone else.
Gift cards, cryptocurrency, wire transfers, cash, or a new account are requested because the payment is hard to reverse.
A familiar face, voice, title, caller ID, verified-looking profile, or live video is treated as the reason you should skip normal verification.
A manager, supplier, family member, or official supposedly asks you to ignore the normal approval, callback, or account-security process.
Do not click the supplied link, call the number shown, send a code, or move money while the request is still creating pressure.
Call the person on a number already saved in your contacts, open the organization’s official app yourself, or start a separate conversation.
Use a family code phrase or a detail that is not visible in public posts. For work payments, require the normal second approver.
Keep the username, number, link, payment instructions, and timestamps, but redact passwords, codes, identity documents, and private addresses before sharing.
These resources explain voice cloning, AI-generated audio and video, and safer responses. Use the official domain rather than a link sent by the impersonator.
Learn why a familiar cloned voice is not proof and why an independent callback matters.
Review official examples of cloned audio, synthetic video, and impersonation used to solicit payments.
For U.S. incidents, report impersonation and payment scams through the FTC’s official service.
Use the global guide for official reporting routes and a cross-border consumer-fraud fallback.
No. Treat it as one signal only. Verify through a known number, official app, or separate conversation.
End the pressured conversation and call back using contact information you already trust. Do not use the number or link supplied in the request.
No. A one-time code is for the account or service that issued it, not for proving who is speaking to you.
Contact the real payment provider immediately, secure accounts, preserve evidence, and report. Ignore anyone asking for an upfront recovery fee.
Send this guide instead of forwarding a private voice note, video, or screenshot. Remove personal details before sharing.
Slow down, use a known channel, and protect your information before you act.
Open the global safety checker →